The EU’s annual funding needs to meet climate and energy targets are about €330 billion and keeping up with the digital megatrends requires an additional €125 billion per year. Traditional funding sources, whether through public investments or bank loans, are clearly insufficient to close these funding gaps. Effective capital markets can constitute an important channel to attract private capital, in particular from institutional investors. NowCM reduces barriers to entry especially in the fragmented EU capital markets by creating and providing the most complete cloud-native platform and fully regulated marketplace to reshape the bond primary market in Europe.